Erste BALANCED
Fund's Identity Card

Fund name: Erste BALANCED
Fund type: balanced fund
Date of Fund establishing: 19.01.2001
Fund currency: EUR
Minimum investment amount: HRK 400 or HRK 100 in case the investing represents an investment plan respectively

Investment goal of the Fund:Investment goal of the Fund is to increase the unit value for a longer period of time. Fund assets will be exposed to securities market as well as to bond market in the best ratio with the goal to accomplish an investment goal, depending on the market opportunities. Fund assets should never be exposed to securities market more than 70%.

The Fund is aimed for investors who expect higher yields to invested assets and who are ready to invest for a longer period of time, have higher tolerance to risk and are ready to take a risk, such as investing into bonds and securities on Croatian markets, member countries of OECD and EU, United States of America and Serbia, Bosnia and Herzegovina, Montenegro, Albania, Macedonia and Ukraine.
 Recommended time of investment: more than two years

Admission Fee: non applicable
Exit Fee: for investments above 1 year there is no exit fee.
- for investment up to 3 months the fee is 3%,
- for investment from 3 months and more, but less than 1 year the fee is 1%,
Management Fee: 1.50% of the net assets per year 
Deposit Bank Fee: 0.15% of the fund net assets per year

Fund assets net value as of 31.12.2007:   HRK 711,871,287.13
Unit price as of 31.12.2007:                          EUR  184.39
Yield for the past year:                                                32.54%
Yield for the past two years:                                      28.29%
Yield for the past five years:                                       4.83%

Diagram of Fund unit price movements from the establishing of the Fund:

* Share values are accessible as of 19.01.2001.

Outline of 10 major Fund positions:

* (category I) Banks with the assets more than Kn 10 Bn 
* (category II) Banks with the assets more than Kn 1 Bn, and less than Kn 10 Bn
* (category III) Banks with the assets less than Kn 1 Bn

Overview of the Fund asset exposure as per type of shares:

Exposure of Fund assets as per non-listed shares:

Overview of the fund assets per currencies:

Overview of Fund assets exposure per sector::